All Credit Situations Welcome to Apply

Explore vehicle financing options today

Start an application and review options if financing is available.

4.9 Stars on Google|Over 5,000 Albertans found low-interest auto loans through us|4.6 on Trustpilot

How it works

Fill out our quick form

Step 01

Fill out our quick form

Takes less than 3 minutes. No SIN required. No obligation whatsoever.

We review your application

Step 02

We review your application

A financing specialist may contact you to discuss options and any documents requested during review.

Review available options

Step 03

Review available options

If financing is approved, review the vehicle, terms and delivery arrangements before completing your purchase.

Ready to get started? Pick your vehicle above.

First Nation Auto Financing Across Alberta

We help First Nations and Indigenous families get approved for a reliable vehicle — on reserve and off reserve — right across Treaty 6, Treaty 7, and Treaty 8 territory. Any credit situation is welcome, there's no SIN required to apply, and we can arrange delivery straight to your community.

Status Card Tax Savings

Section 87/GST-HST relief may apply to eligible registered individuals or bands when goods are bought on or delivered to a reserve. Proof is required, exceptions and self-government agreements may apply, and final tax treatment must be confirmed.

All Credit Situations Welcome

Bad credit, no credit, bankruptcy, social assistance, disability or new to Canada — you may apply. Financing decisions and terms depend on lender review, your finances, the vehicle selected and required documents.

Delivery to Your Reserve

Ask whether delivery is available for your location and transaction. Any tax relief requires proof and final transaction-specific confirmation.

Proudly Serving First Nations Communities in Alberta

Maskwacîs (Samson, Ermineskin, Louis Bull & Montana Cree) · Enoch Cree Nation · Alexander First Nation · Alexis Nakota Sioux Nation · Saddle Lake Cree Nation · Frog Lake First Nation · Cold Lake First Nations · Siksika Nation · Tsuut'ina Nation · Kainai Nation (Blood Tribe) · Piikani Nation · Stoney Nakoda Nation · Bigstone Cree Nation · Driftpile Cree Nation · Sucker Creek First Nation · Fort McKay First Nation · and every Treaty 6, Treaty 7 & Treaty 8 community across Alberta.

Frequently Asked Questions

Do you offer car loans for First Nations members in Alberta?

First Nations and Indigenous customers across Alberta may apply for vehicle financing. Financing decisions and terms depend on lender review, applicant finances, vehicle and required documents.

Can I buy a vehicle tax-exempt with my status card?

Section 87/GST-HST relief may apply to eligible registered individuals or bands when goods are bought on or delivered to a reserve. Proof is required, exceptions and self-government agreements may apply, and final tax treatment must be confirmed for the transaction.

What is the Section 87 tax exemption on a vehicle purchase?

Section 87/GST-HST relief may apply to eligible registered individuals or bands when goods are bought on or delivered to a reserve. Proof is required, exceptions and self-government agreements may apply, and final tax treatment must be confirmed for the transaction.

Can I get approved with bad credit or no credit?

You may apply with bad credit, no credit history, bankruptcy, social assistance, disability or as a new-to-Canada applicant. Financing decisions and terms depend on lender review, applicant finances, vehicle and required documents.

Do I need a SIN number to apply for a car loan?

No. You do not need a SIN number to start your application. We can begin the process with just your name and contact information. A SIN may be required later in the financing process, but it is never required to get a decision.

Can I apply if I am on social assistance or disability income?

You may apply with social assistance, disability income, pension, employment insurance or employment income. Financing decisions and terms depend on lender review, applicant finances, vehicle and required documents.

Do I need a down payment?

A down payment may be required. $0-down options may be available to qualified applicants, subject to lender review. Financing decisions and terms depend on lender review, applicant finances, vehicle and required documents.

How fast can I get approved?

Review timing varies. A decision, if available, depends on lender review, applicant finances, vehicle and required documents; same-day outcomes are not guaranteed.

Can you deliver a vehicle to my reserve?

Ask us whether delivery is available for your location and transaction. Section 87/GST-HST relief may apply only to eligible registered individuals or bands where goods are bought on or delivered to a reserve; proof and transaction-specific confirmation are required.

Which First Nations communities in Alberta do you serve?

We serve all First Nations across Alberta including Maskwacîs (Samson, Ermineskin, Louis Bull, Montana Cree), Enoch Cree Nation, Saddle Lake Cree Nation, Alexander First Nation, Alexis Nakota Sioux Nation, Siksika Nation, Tsuut'ina Nation, Kainai (Blood Tribe), Piikani Nation, Stoney Nakoda Nation, Bigstone Cree Nation, Driftpile Cree Nation, Sucker Creek First Nation, Fort McKay First Nation, Cold Lake First Nations, and every Treaty 6, Treaty 7, and Treaty 8 community.

Read official CRA guidance for Indigenous peoples (opens in a new tab) →

Or call us directly: (780) 938-0665

What our customers say

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